Why Do You Need a Public Adjuster?
Any home or business owner who has suffered a loss and needs to file an insurance claim should hire a public adjuster. There are many different types of loss. Each insurance policy is unique and provides for many areas of recovery, depending on the type of loss and coverage.
Public adjusters, like your insurance company, are licensed by your state.
Our firm is licensed in Pennsylvania, New Jersey, Delaware, Maryland, North Carolina and Florida. We understand your policy and the applicable State laws and regulations.
Filing a claim on your own is like filing a lawsuit without a lawyer.
We document your loss, protect your rights, manage your claim, and maximize your return.
Most States allow only two professionals to represent individual policy holder when filing an insurance claim. These are public adjusters and lawyers. ClaimStar has a law firm on retainer, but lawyers do not know how to document a loss, produce a proof of loss statement or adjust a claim. ClaimStar has the experience to do the job right and maximize your return.
We work for you and only you and not the insurance company. Our job is to help you get your life, home or business back to normal.
Types of Loss
There are many types of loss that would require you to file an insurance claim. These include:
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What to Do After a Loss
If you are reading this, then you have likely suffered a fire, flood, or some other insured loss that has interrupted your life. It is normal if you do not know what to do next. Most losses are sudden and devastating. Your home or business may be in complete disarray. And while it may seem like the end of the world, it is not. Your insurance policy and company are there to see you through this difficult time. And we, your public adjuster, will ensure that they do.
Your first step should be to call ClaimStar.
We are available 24/7 at (610) 664-3240 or toll free at (877) 325-3240.
A ClaimStar expert will meet with you, determine the extent of your loss, notify your insurance company, and immediately begin the process of managing your claim and returning your life to normal.
There are many things that we will do for you immediately. These include:
- Notify your insurance company
- Arrange temporary or long term housing
- Minimize your loss (by arranging for a restoration company to vent smoke, remove excess water, and board up windows, doors and roofs that were damaged.)
- Arrange for emergency funds from your insurance carrier
- Document your loss
- Meet with insurance company representatives, adjusters and/or other experts (Fire Marshals, engineers, Contractors or others who may be needed to determine the cause of your loss and/or extent)
- Give you a peace of mind
What Does It Cost?
Public Adjusters are paid a percentage of your recovery. The amount is negotiable and is clearly defined in a contract signed by you and us. We do not get paid until you get paid. ClaimStar’s job is to protect your rights under the provisions of your insurance policy and to ensure that you maximize your return on your loss.
